
Can’t keep your budget? It’s OK, we can’t either. If you asked me, I’d say we’ve always created a budget, but we haven’t always kept the budget. Don’t get me wrong, I love budgeting. I have spreadsheets, reminders, and an in-depth system for categorizing transactions in Mint. I set aside time each month to go through all of our personal finances and see how we did the month before. I’m what Dave Ramsey would call the nerd, not a free spirit. Here’s the thing, though: I’m married. I didn’t really keep a budget before marriage, but after I started reading personal finance books and blogs, I realized it was important for us to try out a few different budgeting methods. That’s where the confrontations about money began. I was the nerd, and when it came to money, she was the free spirit. Why You Need a Budget Rule #1 of…